ABOUT US
About Us
What we do:
At A&R Consulting, we specialize in the acquisition of mortgage notes, providing a streamlined solution for investors looking to diversify their portfolios in the real estate market.
Purchase Mortgage Notes: We buy mortgage notes from individuals, financial institutions, and other investors, offering fair prices and quick transactions.
Facilitate Transactions: Our platform simplifies the buying process, ensuring a hassle-free experience for both sellers and buyers.
Offer Competitive Pricing: We strive to offer competitive pricing for mortgage notes, maximizing returns for sellers while providing attractive investment opportunities for buyers.
Provide Expert Guidance: Our team of experts is here to guide you through every step of the process, offering insights and assistance to help you make informed decisions.
Ensure Transparency and Security: We prioritize transparency and security in all transactions, providing peace of mind to our clients.
Whether you’re looking to sell your mortgage notes or invest in them, A&R Consulting is your trusted partner in the real estate investment market.
Mission Statement:
At A&R Consulting, our mission is to provide a trusted platform for buying and selling mortgage notes, fostering transparent transactions, empowering investors with valuable insights, and facilitating financial growth and security in the real estate investment market.
Vision Statement:
Our vision is to revolutionize the mortgage note market, empowering investors with seamless transactions, transparent processes, and unparalleled opportunities for financial growth and success.
Here are the key points you need to know:
Contents of a Mortgage Note
Total Loan Amount: The principal amount of your home loan.
Down Payment: The initial payment you made when purchasing the home.
Payment Schedule: Whether monthly or bimonthly payments are required.
Interest Rate: Whether the mortgage has a fixed or adjustable interest rate.
Prepayment Penalty: Details about any penalties for early repayment.
Other Terms: Additional specifics related to your loan.
Example: You can find a sample mortgage note on the Department of Housing and Urban Development (HUD) website.
Accompanying Document: The mortgage note is often accompanied by a promissory note. The promissory note outlines the terms for repaying the loan, including the interest
rate and payment method.
Importance: Reading through the mortgage note with a lawyer ensures that all terms are accurate and that both parties (you and the lender) are protected.
